Personal Loan
At Acquaint Capital, we understand that personal goals often require a helping hand. Our comprehensive Personal Loan service is designed to provide financial support for your dreams, whether it’s funding a wedding, pursuing higher education, or renovating your home. With a focus on customer-centricity, we offer personalized loan solutions tailored to your unique needs and financial circumstances. Our experienced team of experts will guide you through the loan application process, ensuring a seamless experience from start to finish. Rest assured, we strive to offer competitive interest rates, flexible repayment terms, and quick approval, so you can achieve your aspirations without any worries.
Transparency and trust are at the core of our Personal Loan service. At Acquaint Capital, we believe in empowering our clients with knowledge, helping them make informed decisions. Our team is always available to answer your queries and provide expert advice on the best loan options available. With years of experience in the financial industry, we have built a strong network of lending partners, giving you access to a wide range of loan products. Whether you need a short-term loan for an emergency or a larger amount for a significant life event, Acquaint Capital is committed to ensuring that you get the financial assistance you deserve, simplifying the process and turning your dreams into reality.
Secure your dreams with our “Personal Loan” service. Tailored solutions for various needs, from travel adventures to wedding expenses. Let us help you achieve your goals.
Features Of Personal Loan
- Convenient and easy to obtain: Personal loans are readily available and can often be obtained with just a few simple steps.
- No collateral required: As personal loans are unsecured; they are an attractive option for those who do not have assets to pledge.
- Flexible repayment terms: Personal loans offer a range of repayment terms, making it easier for the borrower to choose a repayment schedule that suits their needs.
- Fixed interest rate: With a fixed interest rate, personal loans are easier to budget for and offer greater financial stability compared to other types of loans with variable interest rates.
- Paperless documentation: Help to Expedite the loan process and save the time.
- Quick Loan Disbursal: Personal loans can often be disbursed within a few days of loan approval, providing quick access to funds for unexpected expenses or other financial needs.
- Credit Score improvement: Repaying the loan on time can help improve the borrower's credit score.
Benefits Of Personal Loan
- Unsecured loan: No collateral is required to obtain a personal loan, making it an attractive option for those who do not have assets to pledge.
- Low rate of Interest: Low rate of Interest offered to good Credit.
- Fixed interest rate: Personal loans typically have a fixed interest rate, which makes it easier for the borrower to budget for their monthly payments.
- Repayment terms: Personal loans typically have a repayment term of 12 to 60 months, allowing borrowers to choose a repayment schedule that suits their needs.
- Paperless Documentation: submit the loan application and documents online with click of a button.
- Quick disbursal: Personal loans can often be disbursed within a few days of loan approval, making it a convenient option for those who need money quickly.
- Multiple use: Personal loans can be used for a wide variety of purposes, including debt consolidation, home improvement, m
Following documents require to process the Personal Loan.
- One Photograph
- KYC documents ( Pan card, Latest 3 month's Salary slips.
- Latest Form no. 16
- Company ID copy.
- 6 months Bank statement of salary account.
6 Year Experience
We have been serving our clients from last 6 years.
Certified Advisor
We are a certified Investment advisor.
10K+ Happy Clients
We have helped more than 10K clients to grow their wealth.
Pesonal Loan
Our personal loan services offer quick access to funds for life's unexpected expenses or big dreams. With flexible terms and competitive rates, we empower you to achieve your goals. Simplified application and fast approvals make securing funds a breeze. Take control of your finances today.
| Bank / Finance Company | Rate of Interest | Processing Fees | Action |
|---|---|---|---|
| HDFC Bank | 11.00% onwards | Rs. 4,999/- | Apply Now |
| State Bank of India | 10.30% onwards | Up to 1% of Loan amount | Apply Now |
| ICICI Bank | 10.75% onwards | Upto 2.5% of Loan amount | Apply Now |
| Axis Bank | 12.00% onwards | 3% of Loan amount | Apply Now |
| Kotak Mahindra Bank | 10.99% onwards | 3% of Loan amount | Apply Now |
| Bank of Baroda | 10.99% onwards | Up to 1% of Loan amount | Apply Now |
| IDFC First Bank | 10.49% onwards | 3.5% of Loan amount | Apply Now |
| Indusind Bank | 10.49% onwards | Upto 3% of Loan amount | Apply Now |
| Yes Bank | 10.99% onwards | Upto 3% of Loan amount | Apply Now |
| Punjab National Bank | 10.80% onwards | 0.35% of Loan amount Maximum Rs. 15000/- | Apply Now |
| Canara Bank | 14.30% onwards | 0.5% of Loan amount Maximum Rs. 5000/- | Apply Now |
| Federal Bank | 10.49% onwards | Up to 4% of Loan amount | Apply Now |
| Tata Capital | 10.99% onwards | Upto 2.75% of Loan amount | Apply Now |
| Aditya Birla Capital | 11.00% onwards | 1% of Loan amount | Apply Now |
| Bajaj Finserv | 13.00% onwards | Up to 4% of Loan amount | Apply Now |
| Standard Chartered Bank | 11.49% onwards | Up to 2% of Loan amount | Apply Now |
| AU Small Finance Bank | 11.00% onwards | Up to 5% of Loan amount | Apply Now |
| Bandhan Bank | 10.25% onwards | Up to 4% of Loan amount | Apply Now |
| IDBI Bank | 9.90% onwards | 1% of Loan amount | Apply Now |
| HSBC Bank | 9.25% onwards | Up to 2% of Loan amount | Apply Now |
A personal loan is a type of unsecured loan that provides you with a fixed amount of money that you can borrow for various purposes, such as consolidating debt, funding home improvements, covering medical expenses, or taking a vacation. Unlike secured loans, personal loans do not require collateral, but they typically come with fixed interest rates and a predetermined repayment period.
Qualifying for a personal loan usually requires meeting certain criteria such as having a stable source of income, a good credit score, and a reasonable debt-to-income ratio. Lenders will assess your creditworthiness to determine the loan amount, interest rate, and terms you’re eligible for. It’s important to review your financial situation and credit report before applying to ensure you meet the lender’s requirements.
The loan amount you can borrow through a personal loan depends on various factors, including your credit history, income, and the lender’s policies. Personal loans typically range from a few hundred dollars to tens of thousands of dollars. It’s recommended to borrow only what you need and can comfortably repay within the specified loan term.
Personal loan interest rates vary based on factors like your credit score, the lender’s terms, and the prevailing market rates. Generally, borrowers with higher credit scores are eligible for lower interest rates. Before committing to a personal loan, it’s advisable to compare rates from multiple lenders to find the best deal that aligns with your financial situation.
Personal loans usually come with fixed monthly payments over a set repayment period, typically ranging from one to seven years. The loan agreement will outline the repayment schedule, including the total loan amount, interest rate, monthly installment, and the number of payments. It’s crucial to make payments on time to avoid penalties and maintain a positive credit history.
Personal Loan is unsecured Loan offered based on financial repayment capacity whereas Loan against property is secured Loan offered on fully constructed freehold property. Rate of Interest for loan against property is low compared Personal Loan rate of Interest.
