NRI Banking
NRI Banking services cater to the unique financial needs of Non-Resident Indians, offering a comprehensive suite of features that bridge the gap between their global aspirations and hometown connections. Seamlessly manage accounts, investments, and transactions from anywhere in the world, with a user-friendly digital platform designed to provide convenience and control. Benefit from competitive forex rates for effortless currency conversion, along with specialized advisory services to make informed investment decisions.
One of the standout features is the ease of international money transfers, ensuring that funds reach their destination securely and promptly. Dedicated relationship managers are at your service, providing personalized assistance and addressing your banking needs, no matter the time zone. This service not only empowers NRIs with financial tools but also fosters a sense of connection to their roots through seamless banking experiences. Stay financially integrated while embarking on your global journey with NRI Banking.
Your global financial partner. Seamlessly manage accounts, investments, and transfers. Enjoy competitive forex rates, expert advice, and dedicated support. Stay connected to your roots while embracing international opportunities. Experience convenience and security with NRI Banking
Features Of NRI Banking
- Non-Resident Ordinary (NRO) Account- The purpose of NRO account is to deposit the income earned in India like Property rent, Income through dividends, Interest or Pension. additionally, you can deposit money from NRE account as well. NRO account is maintained in Indian rupees.
- Non-Resident External (NRE) Account- Any Income earned outside India is deposited in NRE account. NRE account is maintained in Indian rupees. NRE account not only receive overseas money but also it can send money to overseas account. NRE account can be operated by mandate holder in India.
- Foreign Currency Non-Resident (FCNR) Account - FCNR account have to opened and maintained in foreign currency. The Principal and Interest earned in in FCNR account is fully repatriable. Income earned in FCNR account is non taxable in India. Generally, FCNR account opened with purpose to maintain Fixed deposit in the account.
Benefits Of NRI Banking
- Non-Resident Ordinary (NRO) Account- The purpose of NRO account is to deposit the income earned in India like Property rent, Income through dividends, Interest or Pension. additionally, you can deposit money from NRE account as well. NRO account is maintained in Indian rupees.
- Non-Resident External (NRE) Account- Any Income earned outside India is deposited in NRE account. NRE account is maintained in Indian rupees. NRE account not only receive overseas money but also it can send money to overseas account. NRE account can be operated by mandate holder in India.
- Foreign Currency Non-Resident (FCNR) Account - FCNR account have to opened and maintained in foreign currency. The Principal and Interest earned in in FCNR account is fully repatriable. Income earned in FCNR account is non taxable in India. Generally, FCNR account opened with purpose to maintain Fixed deposit in the account.
- Non-Resident Ordinary (NRO) Account- The purpose of NRO account is to deposit the income earned in India like Property rent, Income through dividends, Interest or Pension. additionally, you can deposit money from NRE account as well. NRO account is maintained in Indian rupees.
- Non-Resident External (NRE) Account- Any Income earned outside India is deposited in NRE account. NRE account is maintained in Indian rupees. NRE account not only receive overseas money but also it can send money to overseas account. NRE account can be operated by mandate holder in India.
- Foreign Currency Non-Resident (FCNR) Account - FCNR account have to opened and maintained in foreign currency. The Principal and Interest earned in in FCNR account is fully repatriable. Income earned in FCNR account is non taxable in India. Generally, FCNR account opened with purpose to maintain Fixed deposit in the account.
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Best NRI Banking Service Providers Bank In India
NRI Banking Services offer tailored financial solutions for non-resident Indians. These specialized services include NRI savings accounts, remittances, investment opportunities, and expert guidance on managing international finances. They ensure seamless transactions, currency exchange, and wealth management to help NRIs achieve their financial goals while living abroad.
| Banks | Phone No. | Email ID |
|---|---|---|
| State Bank of India (SBI) | 1866-328-4209 | customercare@sbi.co.in, contactcentre@sbi.co.in |
| ICICI Bank | 18664242448 | nri@icicibank.com |
| HDFC Bank | 855-999-6061 | nri@hdfcbank.com |
| Axis Bank | 1855 205 5577 | pno@axisbank.com |
| Indusind Bank | 18337666682 | nri@indusind.com |
| Kotak Mahindra Bank | 1860-266-2666, +91-22-6600-6022 | nriservices@kotak.com |
| Bank of Baroda | +91 7949044100 | nribo@bankofbaroda.com |
| Punjab National Bank | 18444519295 | nri@pnb.co.in |
| Canara Bank | 001 6467600495 | cbnyc@canarabank.com |
| Standard Chartered Bank | +1 877 308 2182 | straight2bank.us@sc.com |
| IDFC Bank | 18337039805 | nriservices@idfcfirstbank.com |
| Bandhan Bank | 1800-258-8181 | customercare@bandhanbank.com |
| AU Small Finance Bank | 1800 1200 1200 | nriservices@aubank.in |
An NRI bank account is a type of bank account designed for individuals who are Indian citizens but reside abroad for employment, business, or other purposes. NRIs include both Indian citizens and persons of Indian origin (PIOs). Eligibility criteria can vary between banks, but generally, Indian passport holders living abroad, as well as PIOs and Overseas Citizens of India (OCIs), are eligible to open NRI accounts. These accounts allow NRIs to hold and manage their finances in India conveniently.
- NRE (Non-Resident External) Account: This account allows NRIs to maintain their income earned abroad in Indian Rupees. The funds in this account are freely repatriable, meaning they can be transferred back abroad without any restrictions.
- NRO (Non-Resident Ordinary) Account: NRIs use this account to manage their income earned in India, such as rental income, dividends, or pensions. The funds in this account have restrictions on repatriation, but a specific amount can be repatriated with certain conditions.
- FCNR (Foreign Currency Non-Resident) Account: This account is maintained in foreign currency, and NRIs can deposit money in major foreign currencies like USD, GBP, EUR, etc. The interest and principal amount are both fully repatriable.
- Proof of Indian origin, such as a copy of the PIO or OCI card, if applicable.
- Passport-sized photographs.
- A filled-out account opening form provided by the bank.
- Proof of income earned abroad, such as employment contract, pay stubs, or bank statements.
- Overseas address proof, such as a utility bill or rental agreement.
- PAN (Permanent Account Number) card, which is mandatory for most banking transactions in India.
- In some cases, additional documents or attestations may be required depending on the type of NRI account and the bank's policies.
