Loan Against Property
Acquaint Capital offers a comprehensive “Loan Against Property” service, providing clients with an opportunity to unlock the true potential of their valuable assets. Our expert investment advisors understand the significance of your property’s equity and strive to help you make the most of it. Whether you own residential or commercial property, we assist in leveraging its value to secure substantial funds for diverse financial needs. From expanding your business to funding higher education or consolidating debts, our tailored solutions ensure that you achieve your objectives with ease.
With Acquaint Capital’s “Loan Against Property” service, you can expect a seamless and transparent process. Our dedicated team of advisors will guide you through every step, from evaluation to documentation and approvals. We understand that each client’s requirements are unique, and our personalized approach ensures that you get competitive interest rates and flexible repayment options, aligned with your financial aspirations. Rest assured, your property will remain safe and secure throughout the loan tenure, as we prioritize transparency and confidentiality in all our dealings.
Unlock property value with our “Loan Against Property” service. Leverage your assets for funds to fuel growth, consolidate debts, or pursue your dreams. Expert advice for a secure financial future.
Features Of Loan Against Property
- High loan amount: LAP typically offers higher loan amounts compared to unsecured loans. Loan to value can be offered upto 80% of market value of property.
- Flexible Loan repayment tenure: LAP comes with a longer repayment tenure, ranging from 1 to 15 years.
- Lower interest rates: LAP has lower interest rates compared to unsecured loans, as the loan is secured against property.
- Multipurpose loan : LAP can be used for a variety of purposes such as debt consolidation, business expansion, medical expenses, etc.
- Multiple Loan Surrogate : Various loan calculation methods available such Income Tax returns, GST returns, Bank statement, Gross Profit
Benefits Of Loan Against Property
- Easy eligibility criteria: LAP is easier to get compared to unsecured loans as it is secured against property.
- Easy approval and Quick disbursal: LAP approval and disbursal process is relatively faster compared to other types of loans.
- Tax benefits: The interest paid on LAP can be claimed as a tax deduction under certain circumstances.
- Improved credit score: Repaying LAP on time can improve an individual's credit score.
- Lower interest rates: LAPs usually have lower interest rates compared to unsecured loans like a personal loan
- Tax benefits: The interest paid on a LAP is tax deductible if Loan used for Business.
- Easy and quick approval: The loan approval process for LAPs is usually quicker compared to other loans, as the property serves as collateral
- No end-use restrictions: LAPs do not have any end-use restrictions, giving the borrower the flexibility to use the&
List Of documents require to Process Loan Against Property Loan
Salaried
- Latest 3 months Salary Slips.
- Latest 2 years Form 16.
- Last 6 months Current account Bank statement of Firm.
Check your Eligibility
- Copy of Employee ID card.
- KYC Documents of all applicants.
- Property documents of concerned property to be mortgaged for the loan.
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Loan Against Property
Unlock Your Property's Potential with Loan Against Property. Our services offer a financial lifeline by leveraging your property's value. Access substantial funds for diverse needs like business expansion, education, or debt consolidation. Enjoy competitive interest rates and extended repayment terms, tailored to your financial goals. With a loan against property, your real estate assets become a valuable resource. Our straightforward application process and expert guidance ensure a smooth borrowing experience. Maximize the benefits of your property while retaining ownership. Seize opportunities and meet financial challenges head-on with our trusted Loan Against Property services
| Large Cap Funds Name | NAV | 1 year | 3 years | 5 years | 10 years | Since inception | Action |
|---|---|---|---|---|---|---|---|
| Benchmark - NIFTY 100 TRI | 4.06 | 14.48 | 10.76 | 13.03 | 10.87 | Invest Now | |
| Canara Robeco Bluechip Equity Fund | 41.38 | 0.41 | 14.15 | 12.18 | 13.01 | 12.09 | Invest Now |
| Axis Bluechip Fund | 42.27 | -5.84 | 9.27 | 10.48 | 13.06 | 11.67 | Invest Now |
| ICICI Prudential Bluechip Fund | 69.12 | 5.32 | 15.30 | 10.44 | 13.78 | 14.07 | Invest Now |
| Kotak Bluechip Fund | 378.84 | 2.09 | 13.67 | 10.13 | 12.64 | 17.75 | Invest Now |
| Edelweiss Large Cap Fund | 55.75 | 3.62 | 13.01 | 10.07 | 13.14 | 13.37 | Invest Now |
| Sundaram Large Cap Fund | 15.16 | 3.46 | 12.10 | 10.07 | 11.79 | 19.92 | Invest Now |
| Baroda BNP Paribas Large Cap Fund | 143.68 | 3.43 | 12.98 | 10.05 | 13.19 | 14.74 | Invest Now |
| IDBI India Top 100 Equity | 39.89 | 1.99 | 14.92 | 9.93 | 12.78 | 13.80 | Invest Now |
| SBI Bluechip Fund | 63.10 | 5.16 | 14.25 | 9.82 | 14.03 | 11.48 | Invest Now |
| UTI Mastershare Fund | 191.05 | -2.24 | 13.22 | 9.63 | 12.52 | 17.14 | Invest Now |
It is a secured Loan given against the fully constructed and freehold residential or commercial property.
Normally you can get 65% Marketable price of property subject to repayment capacity.
Yes
Yes, You need to submit at least 2 years Income Tax returns. However some Banks and Finance companies offer loan based on Bank statement or GST returns as well.
Yes, As per Income Tax act 1961 borrower can avail tax benefit on Principal and Interest depending on purpose of the loan.
Personal Loan is unsecured Loan offered based on financial repayment capacity whereas Loan against property is secured Loan offered on fully constructed freehold property. Rate of Interest for loan against property is low compared Personal Loan rate of Interest.
Yes, You can avail Overdraft facility Loan in Loan against Property.
Yes, You can foreclose the Loan against Property.
Yes, Some Banks offer Loan against Property to Salaried NRI.
Lease rental Discounting (LRD) is a Loan offered against rental receipts from leased out commercial property. The loan is offered to lesser based on discounted future rentals and marketable price of property.
