Fixed Deposit
Welcome to Acquaint Capital, your trusted partner for secure and rewarding investments. Our Fixed Deposit service offers a reliable and low-risk option to grow your wealth steadily. With a range of tenures and attractive interest rates, our FDs provide stable returns, making them an ideal choice for both short and long-term financial planning. At Acquaint Capital, we prioritize safety and transparency, ensuring your investments are safeguarded and managed with utmost care. Our team of seasoned professionals will assist you in selecting the most suitable FD option based on your financial goals and risk appetite, guiding you towards a worry-free investment experience.
With Acquaint Capital’s Fixed Deposit service, you can enjoy the benefits of assured returns and liquidity while maintaining complete control over your funds. We understand the importance of financial security, and our FDs offer a reliable avenue to preserve and grow your hard-earned money. As a customer-centric investment consultancy, we strive to offer tailored solutions to meet your unique financial objectives. Our streamlined process ensures hassle-free account opening and management, allowing you to focus on your financial aspirations with confidence. Choose Acquaint Capital as your trusted partner and embark on a journey towards financial prosperity with our rewarding Fixed Deposit service.
Steady growth, assured returns. Invest wisely with our Fixed Deposit consultancy service. Secure your future, risk-free, and hassle-free. Your trusted partner for financial stability.
Features Of Fixed Deposit
- Guaranteed returns: FDs offer a guaranteed rate of return on your investment.
- Fixed term: The deposit is locked in for a set period, which helps you plan your finances better.
- Easy to open: FDs can be easily opened at most banks and financial institutions with a minimum investment amount.
- Low risk: FDs are considered low-risk investments as they are protected by deposit insurance up to a certain limit.
Benefits Of Fixed Deposit
- High interest rate: FDs generally offer a higher interest rate compared to savings accounts, allowing you to grow your savings faster.
- Liquidity: You can choose a flexible FD option that allows you to withdraw your deposit before maturity, although this may result in a penalty.
- Tax benefits: In India, the interest earned from FDs is eligible for tax benefits under Section 80C of the Income Tax Act.
- Stable returns: FDs offer stable returns, which can help you meet your financial goals with more certainty.
- Guaranteed returns: FDs offer a guaranteed rate of return on your investment.
- Fixed term: The deposit is locked in for a set period, which helps you plan your finances better.
- Easy to open: FDs can be easily opened at most banks and financial institutions with a minimum investment amount.
- Low risk: FDs are considered low-risk investments as they are protected by deposit insurance up to a certain limit.
6 Year Experience
We have been serving our clients from last 6 years.
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We are a certified Investment advisor.
10K+ Happy Clients
We have helped more than 10K clients to grow their wealth.
Fixed Deposit Banks
Discover a curated list of trusted banks offering secure Fixed Deposit services, helping you grow your savings with competitive interest rates and peace of mind."
| Amount | Tenure | Interest Rate | Crisil Rating | Sr. Citizen | Action |
|---|---|---|---|---|---|
| Rs. 15000 - Rs. 5 crore | 1 - 5 years | 7.15% - 7.85% | AAA | 0.25% Extra | Invest Now |
| FD rates for customers below 60 Years (up to Rs. 5 Crores) | ||||||
|---|---|---|---|---|---|---|
| Period (Months) | Monthly | Quarterly | Half Yearly | Yearly | Interest | Action |
| 12 - 23 | 6.93% | 6.97% | 7.03% | 7.15% | 7.15% | Invest Now |
| 25 - 35 | 7.07% | 7.11% | 7.17% | 7.30% | 7.30% | Invest Now |
| 36 - 60 | 7.35% | 7.39% | 7.46% | 7.60% | 7.60% | Invest Now |
| Special Tenures | ||||||
|---|---|---|---|---|---|---|
| Period (Months) | Monthly | Quarterly | Half Yearly | Yearly | Interest | Actions |
| 15 | 7.07% | 7.11% | 7.17% | 7.30% | 7.30% | Invest Now |
| 18 | 6.93% | 6.97% | 7.03% | 7.15% | 7.15% | Invest Now |
| 22 | 7.21% | 7.25% | 7.32% | 7.45% | 7.45% | Invest Now |
| 24 | 7.25% | 7.30% | 7.36% | 7.50% | 7.50% | Invest Now |
| 30 | 7.16% | 7.20% | 7.27% | 7.40% | 7.40% | Invest Now |
| 33 | 7.44% | 7.49% | 7.56% | 7.70% | 7.70% | Invest Now |
| 39 | 7.35% | 7.39% | 7.46% | 7.60% | 7.60% | Invest Now |
| 44 | 7.58% | 7.63% | 7.70% | 7.85% | 7.85% | Invest Now |
| Interest Payout | Non-Cumulative Scheme | ||||
|---|---|---|---|---|---|
| Interest Rates (p.a.) | |||||
| SAPPHIRE DEPOSITS | |||||
| Period (Months) | Monthly | Quarterly | Half-yearly | Yearly | Actions |
| 45 Months | 7.35% | 7.40% | 7.45% | 7.60% | Invest Now |
| 33 Months | 7.25% | 7.30% | 7.35% | 7.50% | Invest Now |
| 66 Months | 7.30% | 7.35% | 7.40% | 7.55% | Invest Now |
| 12-23 Months | 6.60% | 6.65% | 6.70% | - | Invest Now |
| 24-35 Months | 7.05% | 7.10% | 7.15% | 7.30% | Invest Now |
| 36-60 Months | 7.10% | 7.15% | 7.20% | 7.35% | Invest Now |
| 61-120 Months | 6.95% | 7.00% | 7.05% | 7.20% | Invest Now |
| Premium Deposits | |||||
| 15 Months | 7.10% | 7.15% | 7.20% | - | Invest Now |
| 22 Months | 7.20% | 7.25% | 7.30% | 7.45% | Invest Now |
| 44 Months | 7.20% | 7.25% | 7.30% | 7.45% | Invest Now |
| Amount | Tenure | Interest Rate | Crisil Rating | Sr. Citizen | Actions |
|---|---|---|---|---|---|
| Rs. 5,000- Rs. 1 crore | 1 year | 7.05% - 7.50% | FAAA | 0.25% Extra | Invest Now |
| Period (Months) | Monthly | Quarterly | Half-Yearly | Yearly | Interest | Actions |
|---|---|---|---|---|---|---|
| 12 | 6.70% | 6.75% | 6.80% | 7.05% | 7.05% | Invest Now |
| 24 | 7.00% | 7.10% | 7.25% | 7.50% | 7.50% | Invest Now |
| 36 | 7.00% | 7.10% | 7.25% | 7.50% | 7.50% | Invest Now |
| 48 | 7.00% | 7.10% | 7.25% | 7.50% | 7.50% | Invest Now |
| 60 | 7.00% | 7.10% | 7.25% | 7.50% | 7.50% | Invest Now |
| Period (Months) | Monthly | Quarterly | Half Yearly | Yearly | Interest | Actions |
|---|---|---|---|---|---|---|
| 12 – 23 | 6.78% | 6.82% | 6.88% | 7.00% | 7.00% | Invest Now |
| 24 – 35 | 6.57% | 6.63% | 6.69% | 6.80% | 6.80% | Invest Now |
| 36 - 47 | 7.30% | 7.34% | 7.41% | 7.55% | 7.55% | Invest Now |
| 48 - 59 | 7.16% | 7.20% | 7.26% | 7.40% | 7.40% | Invest Now |
| 60 - 71 | 7.16% | 7.20% | 7.27% | 7.40% | 7.40% | Invest Now |
| 72 - 84 | 7.16% | 7.20% | 7.27% | 7.40% | 7.40% | Invest Now |
| 120 | 7.16% | 7.20% | 7.27% | 7.40% | 7.40% | Invest Now |
| Base Rate for Fixed Deposits < 2 cr | ||||||
| Period (Months) | Monthly | Quarterly | Half Yearly | Yearly | Interest | Actions |
|---|---|---|---|---|---|---|
| >=12 to <18 | 6.80% | 6.85% | - | 7.00% | 7.00% | Invest Now |
| >=24 to <36 | 7.05% | 7.10% | - | 7.30% | 7.30% | Invest Now |
| >=36 to <48 | 7.15% | 7.20% | - | 7.40% | 7.40% | Invest Now |
| >=48 to <120 | 7.25% | 7.30% | - | 7.50% | 7.50% | Invest Now |
| Base Rate for Fixed Deposits < 2 cr | ||||||
| 39 m | 7.15% | 7.20% | - | 7.40% | 7.40% | Invest Now |
| 45 m | 7.35% | 7.40% | - | 7.60% | 7.60% | Invest Now |
| 65 m | 7.45% | 7.50% | - | 7.70% | 7.70% | Invest Now |
| Amount | Tenure | Interest Rate | Crisil Rating | Sr. Citizen | Action |
|---|---|---|---|---|---|
| Rs. 5,000 - Rs. 1 crore | 1-5 years | 7.30% - 8.45% | AA+ | 0.50% Extra | Invest Now |
| Period (Months) | Interest Payout | Non-Cumulative Scheme | Cumulative Scheme | Addition Benefit | Actions |
|---|---|---|---|---|---|
| 12 | Monthly | 7.06% | 7.30% | Senior Citizens 0.50% extra | Invest Now |
| 18 | Monthly | 7.25% | 7.50% | Invest Now | |
| 24 | Monthly | 7.48% | 7.75% | Invest Now | |
| 30 | Monthly | 7.72% | 8.00% | Woman Depositors 0.10% extra | Invest Now |
| 36 | Monthly | 7.86% | 8.15% | Invest Now | |
| 42 | Monthly | 7.90% | 8.20% | Invest Now | |
| 48 | Monthly | 7.95% | 8.25% | Renewal Benefit 0.25% extra | Invest Now |
Fixed Deposits are Investment option where you agree to invest your money with Fixed tenure and Fixed rate of interest.
Agreed Rate of interest on Fixed deposit is the return on Fixed deposits.
You can invest in Fixed Deposits with Banks of Finance companies.
Yes, You can break fixed deposits before maturity.
Maximum Tenure is 10 Years for Fixed deposits investment.
Yes, You can invest in Fixed deposits online.
You can start with minimum investment of Rs. 10,000/- and there is no maximum limit on investment in fixed deposits.
Yes, The agreed rate of interest changes accordingly.
Yes, You can get the monthly interest on your Fixed deposits.
Yes, Interest earned on Fixed deposit is taxable. It is considered ‘Income from other sources’ under the Income Tax act 1961.
If interest is earned more that Rs. 10,000/- in any Financial Year then TDS is applicable.
Yes, You can invest in Tax saving fixed deposits.
Fixed deposit is invested one time with lump sum money whereas recurring deposit money invested on regular intervals like monthly or quarterly.
